Partners and Associates

Partners and Associates

A hybrid team of accountants, advisors, and consultants whose collective experience and diverse backgrounds ignite ideas, reconfigure approaches, and recommend strategies and innovative solutions for our clients.


403 East Third St.
Sterling, IL 61081

Tel: 815.265.6896


Audit and Accounting

Areas of Focus

  • Tax services, including return preparation for financial institutions, corporations, partnerships, and individuals
  • Tax planning and research
  • Directors’ examinations
  • Internal audits


Financial Institutions
Financial Services


Northern Illinois University - DeKalb, Illinois
  • Bachelor of science degree in accountancy

Toby Handel, CPA

Senior Manager

Toby Handel is a senior manager in Wipfli’s Sterling office and brings more than 10 years of experience to financial institutions. He understands the unique challenges and opportunities of the banking industry.  In addition to financial institution tax services, Toby provides tax planning and preparation services for corporations, partnerships, and individuals. He resourcefully and thoroughly works with his clients to meet their needs. Combining these techniques with his knowledge of the industry and desire to provide the highest level of service, Toby is an invaluable resource to his clients.


  • Certified Public Accountant

Professional Memberships and Activities

  • American Institute of Certified Public Accountants (AICPA) - Member
  • Illinois CPA Society (ICPAS) - Member
  • Local school foundation - Past Board member
  • Local Little League - Past board member
  • Local preschool - Past board member
  • Various other civic activities

Recent Insights