Partners and Associates

Partners and Associates

A hybrid team of accountants, advisors, and consultants whose collective experience and diverse backgrounds ignite ideas, reconfigure approaches, and recommend strategies and innovative solutions for our clients.

Karen Lloys
Green Bay

469 Security Blvd.
Green Bay, WI 54313

Tel: 828.242.3837

Areas of Focus

  • Financial feasibility studies (new construction, debt refinancing, ongoing financial feasibility)
  • USDA Community Facilities Programs
  • FHA Sections 242, 241, and 223(f) Mortgage Insurance Programs
  • Market assessment and new business planning
  • Volume and demographic projections
  • Service line planning and forecasting
  • Debt capacity studies
  • Hospital organization assessment and analysis
  • Mergers and acquisitions
  • Regulatory filings




The University of North Carolina at Chapel Hill, Kenan-Flagler Business School - Chapel Hill, North Carolina
  • Bachelor of science degree in business administration
NC State University - Raleigh, North Carolina
  • Master of accounting degree

Karen Lloyd, CPA


Karen Lloyd has over 15 years of experience in the health care industry, providing a wide range of capital planning and financial forecasting services to hospitals and health systems nationwide.  She has extensive experience in evaluating and examining her clients’ operational and strategic plans to enable them to make informed strategic decisions about their facility’s future and to enable creditors and investors to make informed financing decisions.  Karen has assisted more than 50 client organizations in planning for and successfully obtaining financing for capital projects ranging from $10 million to $350 million.

  • Certified Public Accountant
Professional Memberships and Activities
  • North Carolina Association of Certified Public Accountants (NCACPA) - Member
  • American Institute of Certified Public Accountants (AICPA) - Member
  • Healthcare Financial Management Association (HFMA) - Speaker
  • Committee on Healthcare Financing - Speaker
  • Disney Institute Leadership Excellence - Graduate