ArticlesJanuary 3, 20251 min read

State of the banking industry 2025 executive summary

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Financial institutions project confidence as cybersecurity threats and regulatory uncertainty looms

Wipfli’s “State of the banking industry” report for 2025 shows that leaders of financial institutions are cautiously optimistic, driven by stabilizing interest rates, easing liquidity concerns and a resurgence in growth projections.

The new data was gathered by Wipfli from nearly 350 C-level executives at financial institutions across the United States to take the pulse of executives to see what they are investing in and what they are excited and worried about. Challenges like cybersecurity, talent shortages and digital transformation maturity continue to shape strategies and priorities.