Cole Frick

Manager, Wipfli Advisory LLC

Cole partners with financial institutions to strengthen credit quality, manage risk and navigate complex regulatory expectations. As a manager within Wipfli’s risk advisory practice, he focuses on loan review, SBA lending and portfolio risk, helping clients gain clarity and confidence in their lending practices.

Working with banks and credit unions across the country, Cole brings a practical understanding of credit operations and regulatory scrutiny. He delivers independent loan reviews, credit risk assessments and SBA compliance support, translating technical requirements into clear actionable insights that improve decision-making and portfolio performance. His experience with SBA programs, including evolving guidance and underwriting expectations, allows clients to proactively address risk while maintaining growth objectives.

Cole is known for a collaborative approach, working alongside management teams to identify issues early, enhance controls and strengthen credit culture. He helps institutions navigate complexity with a focus on actionable results, consistent execution and long-term sustainability.

His work reflects Wipfli’s commitment to helping financial institutions move forward with clarity, confidence and a well-managed risk posture.

Professional memberships and activities

• NAGGL - National Association of Government Guaranteed Lenders, Georgia Banker's Association