Bank on Wipfli - Blog and Podcast


I Got This!

Oct 04, 2017
By: Kristen L. Eustis
Financial Institutions

I took up running several years ago as a way to improve my health, both physical and mental. I figure once you enter your 40s, you can either wallow in the fact you are getting older or do something to prolong this great journey. I chose the latter. Never one to take the easy route, I signed up for a half marathon for my first race, 13.1 miles. I did a 10-week running clinic the prior summer so I thought I knew everything I needed to know. And what they didn’t teach me, I could just Google (mistake #1).

I downloaded the Nike + Run app and started training. I had 6 months, no problem! After logging more than 500 miles, I thought “I got this” (mistake #2). I finished my half marathon. I wanted to quit, and I almost started crying at mile 9 (this is when you hit the dreaded wall). In retrospect, I enjoyed the experience, but I hated every single second of it while it was happening.

Once that race was over, I did not lace up my running shoes for four weeks. I had no desire. The fire previously ignited was temporarily extinguished. The downtime allowed me to reflect on everything I had done to prepare, as well as what I should have done differently.

Since that first horrible half marathon, I have run five more, plus a 20-miler, 15k, 12k, and numerous 10ks and 5ks. I race about three weekends each month, and this month I am tackling my first full marathon, on my birthday.

How did the spark reignite? Just as it takes a community to raise a child, it takes a community to raise a runner. Once I started running again, I did something that I had not done while training for that first half…. I talked to people about running. It was not me against the race. I had a community of support behind me.

The same can be said for the regulatory environment in banking. New or updated rules or regulations are being introduced all the time...but one constant is change. Do not tackle these changes alone.

Some of the upcoming changes include updates to the Mortgage Servicing rules in October 2017 and April 2018, new reporting requirements for HMDA in January 2018, the new Beneficial Ownership rules in May 2018, and the updates to TRID, which have a mandatory compliance date of October 2018.

Make sure you are not alone in your preparation for these changes. With Wipfli as part of your compliance management community, you too can say “I got this!” Let us be your support system as you ready your institution for the regulatory marathon.


Kristen L. Eustis, CRCM
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