Wipfli logo

CECL model

Meet the CECL deadline with Wipfli’s CECL model

Wipfli has designed a CECL model to help your financial institution implement CECL by the January 2023 deadline. This Excel-based CECL solution is simple to populate and maintain — and it requires no software or ongoing subscription fees. If your institution has already chosen a model but is unhappy with its complexity or amount of maintenance involved, our CECL model is easy to transition to. If you haven’t chosen a model yet, ours is easy to get started with. It utilizes the weighted-average remaining maturity (WARM) method and fulfills accounting and regulatory requirements, including more complex elements such as forecasting and unfunded commitments.

Our CECL model enables your institution to:

  • Develop a WARM-based CECL calculation that is simple to understand and support
  • Customize appropriate loan segments and calculate average annual loss rates
  • Efficiently implement loss forecasts over a reasonable and supportable time period
  • Evaluate losses on unfunded commitments

Wipfli's CECL model demo
Explore Wipfli’s CECL solution
Download webinar
Six methodologies for CECL implementation
Six methodologies for CECL implementation
Download white paper
CECL implementation FAQ
In this webinar, we answered common CECL adoption questions from our clients.
Watch on-demand