Articles & E-Books


What is a GRAT, and why is now a great time to set one up?

Mar 16, 2021

This article was co-written by Marshall Lund, Wipfli Financial Advisors, LLC

With historically low interest rates, potential upcoming tax law changes and pandemic-induced depressed business values, 2021 is a good year to look at your estate planning needs and leverage appropriate wealth transfer techniques.

One of those techniques is the grantor retained annuity trust (GRAT). A GRAT provides a powerful vehicle for parents to transfer appreciating assets to their children and reap significant estate and gift tax savings. Basically, a GRAT allows parents to freeze the value of their estate with respect to assets transferred to an irrevocable trust.

Read the full article here to learn how a GRAT works, what its benefits are and who it's ideal for:

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Contact us to learn more or get started setting up your GRAT.

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Wipfli Financial Advisors, LLC (“Wipfli Financial”) is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC); however, such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Wipfli Financial is a proud affiliate of Wipfli LLP, a national accounting and consulting firm. Information pertaining to Wipfli Financial’s management, operations, services, fees and conflicts of interest is set forth in Wipfli Financial’s current Form ADV Part 2A brochure and Form CRS, copies of which are available from Wipfli Financial upon request at no cost or at Wipfli Financial does not provide tax, accounting or legal services.

Wipfli LLP and Wipfli Financial, although affiliated companies, are separate entities. 


Chris Lockhart, CPA
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