Welcome to GroundBanking, stories about innovation in the financial industry.
Each episode will feature experts in banking and FinTech who will discuss the challenges and opportunities in today’s marketplace – whether it’s embracing new technology, coming up with new lines of business for finding more efficient ways to serve their customers and communities.
By Terry Ammons
Listen to this podcast episode to learn how you can create an experience that aligns your financial institution more closely with your customers’ identities.
By Terry Ammons
In this episode, we discuss creative solutions for credit union industry challenges. Discover how to use technology to create a better member experience.
By Terry Ammons
It’s likely that there is more your financial institution can do to help your senior customers manage their everyday expenses. Learn more in this podcast.
By Terry Ammons
Community banks and credit unions often lack important data they need to support their decisionmaking. The right information can help you grow your business.
By Terry Ammons
Financial institutions can no longer depend solely on branches to deliver their brand experience. These days, it’s all about the digital experience.
By Terry Ammons
Is your financial institution considering how you can begin offering digital asset and cryptocurrency services? Find out what you need to know first.
By Terry Ammons
Community banks need to leverage cloud technology to innovate faster, differentiate strategically and compete successfully. Here’s why and how.
By Terry Ammons
Your community bank can leverage personalized automation to increase efficiencies in your consumer and mortgage lending practices.
By Terry Ammons
How have financial institutions’ approach to technology changed over the course of the last decade?
By Terry Ammons
Queensborough National Bank and Trust Co.’s digital transformation strategy: How preparing for digital transformation early paid off when the pandemic hit.
By Terry Ammons
How financial institutions can leverage better data to identify opportunities, develop strategy and enhance performance.
By Terry Ammons
Back office automation software FINBOA helped Oconee State Bank reduce the amount of time it took to file consumer disputes by over 80%. Listen to learn more.
By Terry Ammons
HT Mobile Apps is helping improve financial literacy through its platform, says their CEO in our GroundBanking podcast.
By Terry Ammons
Interested in ideas it wants to learn more about or see go to market, Central Payments set out to develop a fintech accelerator. And it succeeded. Falls Fintech is up and running as a 12-week program designed to accelerate market readiness for early-stage fintech startups.
By Terry Ammons
Did you know 95% of all bank statements are opened and read through?
By Terry Ammons
COVID-19 shined a spotlight on the gaps in the digital banking experience, particularly when it comes to bill pay solutions. Many financial institutions have realized they need to up their game.
By Terry Ammons
Financial institutions are looking for ways to accelerate innovation across the enterprise, but they sometimes feel limited by their existing technology infrastructure. Through an open API-driven approach, many institutions are finding ways to effectively build on their existing core solution and extend the value of those technology investments while modernizing the banking experience for their customers.
By Terry Ammons
Do you know the value technology and open platforms could add to your financial institution?
Boston Consulting Group calculated that for every $100 billion in assets a bank has, revenue can be increased by as much as $300 million by personalizing customer interactions.
A full 88% of customers want to receive recommendations from their bank about the things relevant to their needs and behaviors. What are you doing to meet this need?
In this episode of GroundBanking, Terry Ammons, Wipfli partner, and special guest Jill Homan, President of DeepTarget, discuss:
Listen in to also discover our special beer of the episode!
By Terry Ammons
How has the recent political climate affected financial institutions in the U.S.? What impact might potential upcoming changes have?
Terry Ammons, Wipfli partner, discusses these topics and more with special guest Charles Potts, Senior Vice President and Chief Innovation Officer at Independent Community Bankers of America (ICBA).
Listen in as Ammons and Potts also dive into:
By Terry Ammons
Small business owners and banks face unique problems: Small business owners are passionate about their business but often are not financial experts. On the other side, banks haven’t always done a great job of serving small businesses.
By Terry Ammons
What does it take to win a fintech innovation challenge? Zach Duke, CEO and founder of Finosec shares how his company’s cybersecurity governance solution helped Finosec place in the top 3 in the innovation challenge, making it to the final competition at Fintech South.
By Terry Ammons
Liat Shetret, senior advisor of crypto policy and regulation at Elliptic dives into the growing role of cryptocurrency in mainstream banking. “What you’re actually seeing is a trend, in fact, of former bankers who are moving into crypto and crypto people who are moving into regulatory positions. There’s a lot of inter-industry swapping going on,” Liat tells Wipfli host Terry Ammons. In this podcast she dives into the value of understanding compliance frameworks from different countries, how customers benefit from Elliptic tools as well as the new guidance published by the OCC.
By Terry Ammons
In our latest episode, we talk with Barclay Keith, CEO & Co-founder of Artis — a tech startup that developed a platform focusing on building a real-time, point-of-need digital lending solution for banks and their existing relationships. Artis provides their solution all while remaining “faceless” as the bank uses the platform to benefit their customers’ loan needs in a seamless manner.
By Terry Ammons
Our latest episode features a discussion between Wipfli partner Terry Ammons and Xamin CEO & president, Jonathan Smith. Jonathan highlights his experience moving Xamin to a fully remote status as well as shares the lessons he learned along his journey.
Our featured craft beer this episode is Galactic Space Circus by Creature Comforts based in Ahens, GA.
In our latest episode, we talk with Eric Schurr, Chief Strategy Officer of National Products for Sunrise Banks, who is working towards increasing financial inclusion and empowering financial wellness through their partnerships with Fintech organizations.
In this episode, we talk with Kim Snyder, CEO and Founder of KlariVis, who is working to solve the data conundrum in the financial institutions industry. Instead of dealing with agonizing report-writing and fragmented information, financial institutions of all sizes can use KlariVis to leverage their data efficiently. The KlariVis data analytics solution automates the integration of your financial institution’s data from its various sources, then analyzes and aggregates it to allow you to quickly visualize your previously siloed and disparate data in one place with unparalleled ease.
In this episode, we talk with Trevor Lain (CEO and Founder) and Reese Porter (Director of Strategic Partnerships) of Lexalign who are working to help financial institutions control risk by empowering third-party oversight. LexAlign’s SaaS solution provides transparency on customer, vendor, and partner practices—while empowering those parties to self-assess and master the specific rules, risks, and responsibilities that apply to their activities.
In this episode, we talk with Christina Camacho, CEO of Ivy Lender who is transforming the way small businesses apply for loans. Ivy Lender offers a front-end technology connecting lending institutions to the largely untapped small business market. Using an AI-driven borrower adjudication process and broker on boarding tool, institutions are ultimately able to convert more SMB applications while saving time and increasing their fee revenue.
In this episode, we talk with Tommy Marshall, Executive Director of The Georgia FinTech Academy. The Georgia FinTech Academy is bringing together the fintech industry and the University System of Georgia, to offer education and training on a wide range of fintech topics and career pathways. The Academy’s structure allows employers to partner with multiple USG institutions, whether in close proximity or elsewhere across the state of Georgia.
In this episode, we talk with Derik Sutton, VP of Product at Autobooks, who is partnering with financial institutions across the country to better serve the massive, and growing, micro and small business market. Most small businesses continue to use manual, or less automated solutions, and those that don’t are turning to non-bank providers to satisfy their requirements. Autobooks better enables financial institutions to provide the products and services a small business needs today to manage and grow their business.
In this episode, we talk with Rick Gonzalez, Founder and CEO of RoamHR who has created a unique digital solution for the 1099 worker. RoamHR is partnering with financial institutions across the country to help freelancers, self-employed and gig-economy workers not only save for their federal and state income tax, but also better manage their overall financial picture.
In this episode, we talk with Adwait Joshi, CEO and Founder of DataSeers. Adwait discusses how DataSeers has helped financial institutions take the pain out of the data segmentation process by efficiently handling multiple data sources with ease, correlating the data and providing actionable intelligence.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with JB Garrett, Chief Financial Officer of GrandSouth Bank. JB discusses their specialty lending program, CarBucks which provides floor plan financing to independent auto dealers for the purchase and holding of their inventory. JB highlights the opportunities and challenges that have accompanied this type of lending solution as well as how they’ve diversified risk through creating loans outside of their traditional market area.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with Pavleen Thukral, CEO and Founder of Stackfolio. Pav discusses how Stackfolio has used machine learning to create an online marketplace for loan trading that is already changing how hundreds of institutions across the country transact in the whole loan and participation markets.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with Lisa Nicholas, President of Digital Banking Services at Credit Union of Texas (CUTX). Lisa discusses the age of the digital transformation and how financial institutions can utilize technology to gain a better understanding their current customer needs, increase engagement and position themselves for future success.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this special edition of GroundBanking, host Terry Ammons discusses the recent fintech events he has attended over the past several weeks, including AFT’s Spring Summit in Tucson, AZ and the ICBA’S ThinkTech Accelerator hosted by the Venture Center of Little Rock. He touches on the top 5 things he learned at AFT as well as some of the most important things fintech startups should be focusing on right now.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with Alex Valdes, Chief Financial Officer at TrustStamp. Alex discusses how their AI-powered facial biometric identity authentication solution, TrustStamp, has empowered financial institutions to onboard customers faster, keep accounts secure, and prevent fraudsters from accessing services.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with Kevin Tweddle, Chief Operating Officer of the ICBA Services Network and Chief Innovation Officer of the ICBA about the Association’s new ThinkTech Accelerator that will launch in early January. Kevin discusses the program and its overall goal to serve as an outlet for community banks to directly engage and partner with early-stage fintech companies.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with Chis Stanley, VP of FinTech Industry Banking at Atlantic Capital Bank. Chris discusses how Atlantic Capital Bank is approaching their FinTech strategy and what banks are looking for as it relates to these partnerships.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In this episode, we talk with David Eads, CEO of Gro Solutions, Inc. David discusses how utilizing digital sales and marketing platforms can help drive growth for financial institutions across all channels of their business through optimizing both the user experience for digital sales tasks, such as account opening and loan underwriting.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 6, we talk with Fran Duggan, CEO of Payrailz. Fran discusses improving the customer experience through the use of Artificial Intelligence (AI) and leveraging technology and data to make easier and smarter payments.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 5, we talk with Julius Weyman of the Federal Reserve Bank of Atlanta. Julius discusses the genesis of the Retail Payments Risk Forum, meaningful data and trends he has seen over the course of his career and how financial institutions are managing risk and preventing fraud in retail payments.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 4, we talk with Zach Pettet and Melissa Eggleston at NBKC Bank in Kansas City. They discuss the unique approach their bank is taking to develop a FinTech accelerator program, as well as their mission to embrace the thriving FinTech community in their city.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 3, we talk with Dave Excell, CTO & Founder of Featurespace. Dave dives into the concept of machine learning and how Featurespace is using this technique to help financial institutions manage their fraud detection and prevention efforts.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 1, we talk with Terri Sands who is the director of Payments Risk Management at State Bank & Trust. Terri discusses how State Bank has seen success embracing faster payments and the landscape of where the industry is heading.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.
In Episode 2, we talk with Glen Sarvady and Don Campbell who, in conjunction with Chip Harden, developed the 2018 TAG FinTech Ecosystem Report for the state of Georgia. In this episode, Glen and Don discuss some of the highlights of the report to include the state of the industry, how it has grown and evolved over the years and the key role Georgia plays to the larger FinTech ecosystem.
This episode of GroundBanking was previously recorded prior to Porter Keadle Moore joining Wipfli effective October 1, 2019.